JOIN US
Choose the plan that fits your investing style, plan, and goals.
THE FUNDAMENTALS PLAN
For disciplined investors who want to avoid losses and capture gains with index and diversified growth funds, income funds, and real estate information — all in one place.
Includes:
⦁ Fund Letter (NLMFS&T Newsletter)
⦁ Mutual Fund and ETF Pool (500+ funds across multiple asset classes)
⦁ C-lect Growth Portfolio (broad-based funds)
⦁ Growth Index Portfolios (SPY and QQQ)
⦁ C-lect Income Portfolio (income-focused mutual funds and ETFs)
⦁ Real Estate Letter (dedicated real estate fund guidance)
THE ADVANCED PLAN
For active investors ready to also rotate sectors, use leverage, and navigate both bull and bear markets with precision.
Includes everything in The Fundamentals Plan, PLUS:
- Focused ETF Letter (ETF Letter)
- ETF Sector Rotation (Technology, Utilities, and more)
- Leveraged Aggressive Growth (SPY) (2x or 3x leveraged exposure)
- Leveraged Aggressive Growth (QQQ) (2x or 3x leveraged exposure)
- Inverse Strategies (Designed to profit during market declines)
- C-lect Family Letter (Focused on Fidelity & Vanguard investors)
| Features | The Fundamentals Plan | The Advanced Plan |
|---|---|---|
| Fund Letter (NLMFS&T) |  | |
| Mutual Fund & ETF Pool (500 funds) | | |
| C-lect Growth Portfolio | | |
| Growth Index Portfolios (SPY & QQQ) | | |
| C-lect Income Portfolio | | |
| Real Estate Letter | | |
| Focused Letter (formally ETF) |  | |
| ETF Sector Rotation | | |
| Leveraged Growth – SPY (2x/3x) | | |
| Leveraged Growth – QQQ (2x/3x) | | |
| Inverse Strategy (bear markets) | | |
| C-lect Family Letter (Fidelity/Vanguard) | | |
| Monthly Price | $18 / Month | $38 / Month |
| Annual Price (Save $) | $180 / year (save $36) | $380 / year (save $76) |
| Subscription Options | Monthly or Annually | Monthly or Annually |